In a world where workplace accidents and injuries occur unexpectedly, workers’ compensation claims serve as a protection for providing financial and medical support for employees. Although the legal framework is well established, many workers find their legitimate claims denied or undervalued due to mistakes made during the claim process. The repercussions of such occurrences can be far-reaching, causing frustration and financial burden for employees seeking rightful compensation.
Here Are the Mistakes That Can Affect Your Worker’s Compensation Claims
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1. Falsifying Injuries and Symptoms
Mostly, the injured person feels the need to fabricate additional injuries to try and strengthen their claim. They forget that the doctors will perform tests to determine if you are faking their injuries, and unfortunately, that can be the end of a workers’ compensation claim. If you’re found guilty of embellishing your symptoms to boost your claim, your application can be dismissed or devalued. In addition, providing false information is illegal and can result in criminal charges.
2. Not Acting Immediately After the Accident
Every jurisdiction is governed by a statute of limitations. In Indiana, people injured at work have two years from the accident date to file a claim with the Indiana Workers Compensation Board. So, report the accident within the specified time to ensure your claim is valid. Also, memories can fade, and witnesses may forget crucial details. So, delaying reporting a workplace accident may cause you to lose valuable witness statements that could support your claim. Make a note of every detail and share it with your Indianapolis workers compensation attorneys to maximize your chances of fair compensation.
3. Not Seeking Legal Advice
Workers’ compensation laws can be complex, and the claim process can be challenging. Insurance adjusters may seem nice, but they work for an employer’s insurance company; thus, they may only pay you the least amount to favor their employer. Find an experienced lawyer to evaluate your case and make the necessary amendments before you agree to anything. The attorney you’ll choose to represent you will determine the outcome of your settlement. So, choose a lawyer with a proven record of success, and disclose everything relevant to your case to them.
4. Not Returning to Work on Light–Duty
If your doctor advises you to return to work on light duties and you refuse to obey, it could jeopardize your eligibility for wage replacement benefits. Also, if you fail to work within your capabilities, your employer’s defense may argue that your injuries aren’t genuine and use that as evidence to challenge the legitimacy of your claim, which could result in benefit denial. In addition, your unwillingness to return to work may impact your future jobs, since employers may view your decision as a refusal to cooperate or a lack of commitment.
5. Getting Caught Doing Acts Beyond Your Doctor’s Restrictions
Sick people get tempted to do more than what their doctor advises. This is because they feel they can’t wait for help while they can perform the task themselves. However, engaging in activities beyond your doctor’s restrictions can undermine your credibility and trustworthiness and raise doubts about the severity of your injuries. Insurance companies and employers may argue that your actions contradict your claims and may use them to challenge your compensation request. In addition, engaging in strenuous activities may give the impression that your injuries are not as severe as you claim, weakening your case.
Many employees make mistakes that can affect their workers’ compensation claims. Unfortunately, these mistakes can cause frustrations and leave their well-being in balance. Whether you’re an employee navigating the process for the first time, or the second, you need a workers’ compensation lawyer to offer guidance, safeguard your rights, and maximize your chances of a successful outcome.
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